At Credit Stars Limited, we believe financial support should be simple, fast, and tailored to your needs. Below are the loan products we offer to help you achieve your personal and business goals.
Empowering Businesses
For life's important moments
Secure funding for education, healthcare, home improvements, or unexpected expenses with our flexible personal financing options.
Fuel for growth and opportunity
Access working capital to expand operations, purchase inventory, invest in equipment, or bridge cash flow gaps for your registered or informal business.
Upgrade your tools and lifestyle
Finance the latest technology, home appliances, or essential equipment that enhances your productivity and quality of life.
Seize investment opportunities
Are you a vendor or contractor in need of funds to fulfill a purchase order? Our LPO Loan provides the financing you need to execute your orders seamlessly while you await full payment.
| Loan Type | Amount Range | Tenure | Interest Rate | Best For |
|---|---|---|---|---|
| Personal Loan | ₦100K – ₦1M | 1–6 months | 4% monthly | Emergencies, personal expenses |
| Business Loan | ₦100K – ₦5M | 1–12 months | 4% monthly | Business growth, cash flow |
| Micro Business Loan | ₦50K – ₦500K | 30 days | 10% flat | Traders, small entrepreneurs |
| Gadget & Appliance Loan | ₦100K – ₦5M | 1–3 months | 4% flat | Tech, home upgrades |
| LPO Loan | ₦500K – ₦50M | 30 days | 7%–10% flat | Fulfilling purchase orders as a vendor or contractor |
Our loans are designed for a wide range of individuals and businesses. While specific requirements vary by product, common eligibility criteria include:
Must be a resident
Age between 18 and 65 years
Valid means of identification
Proof of income or business activity
Bank account details
Take the next step towards financial freedom. Whether you're growing your business or investing in your future, we're here to help.
Apply for a Loan Now