Explore Our Loan Options

At Credit Stars Limited, we believe financial support should be simple, fast, and tailored to your needs. Below are the loan products we offer to help you achieve your personal and business goals.

Personal Loans

₦100K – ₦1M

Loan Amount

1–6 months

Tenure

Best for:

  • Paying school fees
  • Covering medical expenses
  • Managing personal emergencies
Learn More & Apply

Business Loans

₦100K – ₦5M

Loan Amount

1–12 months

Tenure

Best for:

  • Expanding operations
  • Purchasing inventory or equipment
  • Bridging cash flow gaps
Learn More & Apply

Gadgets & Appliance Loans

₦100K – ₦5M

Loan Amount

1–3 months

Tenure

Best for:

  • Buying smartphones, laptops, TVs
  • Home improvement
  • Office equipment
Learn More & Apply

IPO Loans

₦500K – ₦50M

Loan Amount

30 days

Tenure

Best for:

  • Fulfilling purchase orders as a vendor or contractor
  • Seizing short-term market opportunities
  • High-net-worth individuals and investors
Learn More & Apply

Compare Our Loan Products

Loan Type Amount Range Tenure Interest Rate Best For
Personal Loan ₦100K – ₦1M 1–6 months 4% monthly Emergencies, personal expenses
Business Loan ₦100K – ₦5M 1–12 months 4% monthly Business growth, cash flow
Gadget & Appliance Loan ₦100K – ₦5M 1–3 months 4% flat Tech, home upgrades
IPO Loan ₦500K – ₦50M 30 days 7%–10% flat Fulfilling purchase orders as a vendor or contractor

Who Can Apply?

Our loans are designed for a wide range of individuals and businesses. While specific requirements vary by product, common eligibility criteria include:

Must be a resident

Age between 18 and 65 years

Valid means of identification

Proof of income or business activity

Bank account details

Find the Right Loan for You

Take the next step towards financial freedom. Whether you're growing your business or investing in your future, we're here to help.

Apply for a Loan Now